If you're stopped and you can't show proof of insurance, you'll have to face many consequences, in addition to not being covered for potential liability risks. If, on the other hand, you're looking for the best platinum insurance plan that balances quality with affordability, MoneyGeek also ranked the top Texas auto insurance companies. If the homeowner doesn't have insurance, or doesn't have enough to pay for the damages and injuries you caused, your health insurance agency San Antonio can provide coverage. In many states, not having car insurance can make you a high-risk driver when buying car insurance from a reputable health insurance agency San Antonio.
If you can't show your insurance card during a traffic stop, you can receive fines and penalties, especially if you have an accident. Nationwide, the Nationwide N and Eagle marks, and other marks that appear on this page are service marks of Nationwide Mutual Insurance Company, unless otherwise indicated. This means that, in addition to civil liability insurance, you must also have comprehensive and collision insurance. An exception to this is when you rent a car in Texas, insurance can follow the driver if you purchased additional coverage that extends to rental vehicles.
While this may cost more, it provides more protection than a plan that only meets the minimum insurance requirement in Texas. Your insurance company will pay for renting a car only for as long as it deems reasonable to repair or replace it. Car insurance protects you financially by paying the medical and repair bills for the other driver's car in the event that you cause an accident. Since insurance in Texas generally covers the car, you'll still be covered regardless of who's behind the wheel in the event of an accident. If you were injured in an accident caused by another driver, the other driver's insurance company will offer you an agreement to cover your medical bills related to the accident.
If the other driver's policy limits aren't high enough to pay for all your car repairs, file a claim with your insurance company. While uninsured motorist insurance isn't part of the minimum Texas auto insurance requirements, it's a good idea to buy it. As a civil liability state, Texas auto insurance laws require at-fault drivers to cover expenses incurred. in an accident.